If you are a dog or cat lover, you know you will do anything for them to keep them healthy and safe from disease and injury over the course of their lifetime. Low cost pet insurance is a way to help with that care so that you never have to think twice about making them healthy if a unforeseen situation arises.

Vet bills are skyrocketing as healthcare for your beloved pet becomes more available. If you own a dog or cat, you know the costs of going to the vet are expensive. One alternative for combating these costs is health insurance for your pet.

Cheap dog insurance can help offset some of those costs when times get tough. Even though the smaller premiums may not cover everything, it can still help with the little things when catastrophic situations occur.

If you decide not to get pet insurance, there are other options that may you help pay for treatments and surgical procedures:

If your dog is of a certain breed, there are organizations that may help fund their treatment. Some Labrador owners can find some assistance through agencies such as labradorharbor.org or labmed.org
Veterinarians may work with you to take payments over a period of time to help you afford the treatment if you cannot afford to bear the burden in one shot and your dog is in need of treatment. They may also be part of the American Animal Hospital Association’s “Helping Pets Fund” and can help find financial assistance if they qualify.
Some states provide access to pet friendly programs and other animal agencies through their websites

In summary, to contain the cost of vet bills that have skyrocketed, some dog owners elect to sign up for Low Cost Pet Health Insurance as way to offset those charges. Your friend will need care as part of your responsibility as a pet owner. In some cases, it becomes very difficult to provide adequate care due to the high costs of surgery or other therapies. Low Cost Pet insurance may be the answer.

Low Cost Pet Insurance is important, especially when your pet needs it the most… See more information at http://gravitygarden.com/low-cost-pet-insurance/

Filed under: Pet Life Insurance

PetPlan Dog Insurance

A company established for over 30 years, PetPlan Dog Insurance provides trusted coverage for dog owners. As owners of purebred dogs know, their dog has a very good chance of eventually developing a hereditary condition. PetPlan will cover these conditions up to policy limit. There are no restraints on time limits for the hereditary conditions. Pre-existing conditions are not covered.

PetPlan Dog Insurance covers your dog for its entire life. As long as the policy is renewed, PetPlan will help you to take care of your dog, even if the dog develops chronic conditions as it ages. PetPlan refers to this as “PetPlan’s Covered for Life Guarantee”. This coverage is included in all PetPlan policies.

PetPlan Dog Insurance will provide coverage for hospitalization, testing, surgery, cancer treatment, non-routine dental work such as extractions, and prescription medicine. Besides these conventional medical procedures dog owners expect, PetPlan realizes that some people may want alternative treatments such as chiropractic therapy or acupuncture. These are covered if treatment is given by a licenses veterinarian.

PetPlan Dog Insurance offers three plans – the Bronze Plan, the Silver Plan, and the Gold Plan. All three PetPlan policies offer a choice of monthly, quarterly, and yearly premiums. All of these plans can be customized by choosing a deductible of $50, $100, or $200. The level of reimbursement can likewise be customized to cover 80%, 90%, or 00% of covered veterinary charges. All quotes given in this article will be based on a healthy, young, purebred male dog.

The Bronze Plan covers veterinary fees up to a maximum of $8,000. The least expensive Bronze Plan, which comes with a $200 deductible and 80% reimbursement, costs $15.85 per month. With a $50 deductible and 100% reimbursement, this plan will cost $33.18 per month. The veterinary procedures listed above are all covered with the Bronze Plan.

The next level of protection is the Silver Plan, which covers $12,000 of expenses. This policy now adds boarding kennel charges, advertising reward costs, and loss of your dog because of straying or theft. These last benefits cover $250 of expenses. With a $200 deductible and an 80% reimbursement, this policy costs $17.52 per month. At the $50 and 100% reimbursement level, expect to pay $36.92 per month.

The highest level of PetPlan Dog Insurance is the Gold Plan, which provides $20,000 of coverage. The kennel fee coverage, advertising, and loss due to theft or straying is now covered up to $500. In addition, the Gold Policy provides $1,000 to pay for death from illness or injury, and $1,000 if your vacation must be cancelled due to your dog’s illness. A $200 deductible, 80% reimbursement costs $19.32 a month, while maximum coverage of 1005 reimbursement and $50 deductible will cost the dog owner $40.97 per month.

The dog owner will also be glad to learn that PetPlan offers a 30 day money-back guarantee. All money paid for the plan will be refunded if the policy is cancelled within the first 30 days, as long as no claim has been filed.

For More Pet Insurance Reviews please visit my web site below. You’ll find Reviews on the following Pet Insurance Companies: 24Petwatch, PetPlan, Embrace, Purinacare, Pets Best, Petfirst, ASPCA, VPI, Trupanion and Pet Assure.

Pet Insurance Reviews

Filed under: Pet Life Insurance

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Dog Insurance