Pet Health Insurance Archives

Pet Care Insurance is for many pet owners an expense that is often put on the proverbial “back burner” and then sadly forgotten about until it is too late. Most people would agree that it is very prudent to have sufficient automobile insurance before an accident or having enough home insurance coverage prior to a fire, yet ask a pet owner about pet care insurance and in most cases “they haven’t really thought about it or haven’t yet got around to it”.

This may seem very surprising to hear since most pet owners do love their pets, care for them in other ways, and generally think of their pet as part of the family. So why this reluctance on the part of pet owners to invest in some type of insurance for their precious pet?

One reason may simply be a lack of knowledge with respect to the cost of having a sick or injured pet treated by a veterinarian. It is not unusual to find that medical costs for treating a dog with a broken leg may reach as high as $1000 and for a cat with a broken leg around the $300 mark. Naturally you can expect these costs to vary depending upon where in the world you live and the availability of veterinarian services. There may even be fluctuations within the same geographic region depending upon if you live in a rural area with only a few vet clinics, or in large urban setting where you have more choice, more competition and therefore lower prices. Then there are the hidden costs such as the boarding of an injured animal while in the recovery stage following an operation and the costs of post-recovery medicine such as antibiotics and pain-killers which adds even more on to the total cost of the treatment. Read the rest of this entry

It doesn’t matter if you have already decided to purchase health insurance for the family pet or if you are simply. When you are comparing the quote of one health insurance quote to another remember that the base doller amount is not the only number you have to consider. In addition to the monthly payment make sure you also check out exactly what type of veterinary care and treatments are covered (some basic insurance plans do not include cancer treatment), what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.

At the moment there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

An insurance plan through Pets Best Pet Insurance will cost approximately .00 a month (4.00 annually). Pets Best will cover pet sterilization provided the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions a pet has so its best to insure them early in life before problems develop. Pets Best has a life time limit of ,750 dollars per pet. Pets Best health insurance plans come with a .00 deductible. Multiple pet discounts are available. Pet’s Best pet health insurance does cover cancer. Read the rest of this entry

Animal health insurance enables you to provide for your animals when they need it most, and when you possibly can’t afford it most. We don’t know when our pets will get sick, if they will get sick, or if they will be in an accident, just the same as us. When you insure your animals, you ensure that you will be able to provide decent health care for them. This could be the difference between life and death for your pet.

It might not seem to be the right time to take out cover for your pet, but now is actually just the right time. If you are tight for money, you don’t have to take the most expensive package out there. There are cheap, affordable plans that will give you peace of mind. If money is not an issue and you want the best for your furry friend, then you can look at vip insurance. This is a very comprehensive form of cover which will leave your pet feeling very important indeed! Read the rest of this entry

Most Americans treat their pets as members of the family. No matter if someone has a fluffy four-legged creature or a slithery reptilian companion, they will demand similar services for their pets as they do for themselves ” and for an every growing number of people, that includes pet insurance.

According to recent polls, pet health care spending has risen over 40% in the last two years to roughly billion dollars. According to the founder of Pet’s Best Insurance, Jack Stephens, over million of that was spent on pet insurance. By all accounts, that number is expected to top billion by 2011 which makes pet health insurance one of the fastest growing insurance products on the market today.

A pet insurance plan is very similar to one you might have. They can cover any sort of animal, but are generally taken out for dogs and cats. The policies vary in their costs and coverages, and can be as simple or as inclusive as you need.

The hope is that you never need your coverage. But, even with a pedigreed animal there is always the chance they will need emergency care or surgery. These pet bills often spiral into the thousands and can catch you unaware. Read the rest of this entry

There are many pet health insurance reviews out there, but most people are still left a little confused. So here is the plan, you read this article, and you will be given the basic education in the 2 main policies that you will be offered. It will be up to you to choose the one that YOU think is best for your pet, lifetime, or standard.

Lifetime Policy – The lifetime policy is an insurance policy that last the life time of your pet. So if you get the policy when the pet is 1 year old, and it lives until it is 15, you just had the plan for over 14 years.

There are 2 types of lifetime policies to consider:

Full Life Time – This is a plan where your pet is fully protected, even against genetic defects, and reoccurring ailments.

Partial Life Time – This plan is where there is a cap on everything. You are covered for the life time of the pet, but up to a maximum about of dollar value, and a maximum amount of illnesses. Basically, each time an illness is claimed, it is crossed off the list, and can not be claimed ever again. This is similar to the standard policy minus the yearly pet exam to see if the pet still qualifies.

Standard Policy: This insurance plan is carried on year after year, until the pet no longer qualifies for insurance. This is also the cheapest plan to get, but covers the least amount of things.

If you want to learn more about getting the best pet health insurance deals then visit where you can get lots more helpful tips about getting the cheapest pet insurance no matter what pet you have.

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