VPI Petinsurance recently wrote a great article about the hazards of pets during the Holiday season. Looks like their policyholders spent more than $22.8 million dollars and on a myriad of medical conditions associated with the holidays. Below are the top 10 most common conditions from 2011:

1) Gastritis (Vomiting)

2) Enteritis (Diarrhea)

3) Colitis (Loose or bloody stool)

4) Pancreatitis ( Inflammation of the pancreas)

5) Gastric Foreign Body – Medical (Foreign object in the stomach)

6) Hemorrhagic Gastroenteritis (Bloody vomiting and diarrhea)

7) Intestinal Foreign Body – Medical ( Foreign object in the intestines)

8) Gastric Foreign Body – Surgical (Surgical removal of foreign object from the stomach)

9) Intestinal Foreign Body – Surgical (Surgical removal of foreign object from the intestines)

10) Methylaxanthine Toxicity (Chocolate toxicity)

Most of the conditions above are caused by pets eating/ingesting different types of items around the holidays like human food, tinsel, holiday houseplants, ornaments, ribbons and other holiday objects. In 2011 there were over 250,000 claims processed by VPI. You can view their entire article at www.Petinsurance.com

Filed under: Pet Insurance Reviews

VNN provides a great video on Pet Insurance Plans. They compare plans from VPI, Pets Best, PurinaCare and Trupanion. They used the same dog for all plans and go over the costs of the coverage and the converge limits provided. Top pet health insurance companies being reviewed by veterinarians.

Filed under: Pet Insurance Reviews

Insurance can be described as something that aids you along with things like expenses. With the rising prices nowadays even a small financial support makes a very big difference. If ever you would be ask if you want some support for all of your expenditures, would you decline? You would be sorry if you let things such as this just pass you by. Dog health insurance can help dog owners with regard to caring for their pet. No matter how much money you have you can’t deny the fact that caring for your pet cost a lot. From their basic needs such as food to their regular shots and check ups you cannot find someone or something that could give you those needs and services for free.

It is difficult to provide for all needs of your pooch especially during rough times. And you might even come to the point that you need to make cost cutting measures. You will not feel a slight difficulty with regard to raising your pet if you only have one. But what about if you have several say two, three or five more? Like it or not, there will come a time when you will experience some financial problems. If you are not prepared then you and your beloved pets are sure to suffer. Your pets are your responsibility and the expenses to be spent for its well being are laid upon your shoulders.

If you have considered the need for a dog health insurance then you have to get in touch with insurance companies that are efficient when settling their dues. You must also find some information regarding veterinarians, vet clinics and animal hospitals. A good dog health insurance should provide for regular medical check ups and other medical procedures and processes if ever your pooch needs special treatments such as laboratory tests, advance physical exams and surgery. With dog health insurance you have to pay certain amount of premiums usually on a monthly basis. These premiums vary depending on the kind of dog you have, its age (younger pups would be highly recommended), its size and sometimes even its lifestyle is also considered.

With lifestyle, they mean the usual daily activities of your pet such as a watch, rescue or just a plain “house” dog. Dogs that already have diseases do not make good applicants because some dog insurance company does not want to accept them. Applying for dog health insurance takes time so it would be better if you make arrangements earlier. Do not delay especially if your pet is still young so that you can maximize the benefits. Remember that every injury or accident your pet will encounter sooner or later during its lifetime involves a lot of cost especially when the damages are so great.

When you get pet insurance you are already investing for its future because no matter what will happen to your status as its owner you can be assured that your pet will still get all the medical help it can even if you don’t have enough means by yourself.

The author of this article Alex De La Cruz is a Dog Trainer who has been successful with several dog training courses for many years. Alex decided to share his knowledge and tips through his website http://www.doggyweb.info. You can sign up for his free newsletter and enjoy a healthy and submissive dog.

Filed under: Pet Insurance Reviews

1. Check for the type of coverage you seek – Some pet insurance companies provide for accident plans, other for illness and high end coverage that will cover more expensive surgeries. Premiums vary depending on the types of coverage you are looking for. You might want to select one or a combination of coverages that covers the nature of your pet the closest.

2. Budget – You should have a ballpark premium cost in mind which you would be willing to pay for the  insurance policy. The good thing is that there are many plans in the market to suit all budgets. You will not only have to know the monthly amount you can put aside for your pet but also the long term consequences of such investments. Paying low premiums may at times leave you out of cover for a large amount of incidents and make your policy redundant.

3. Select from multiple options – Carefully search the market for the best pet insurance deal for your pet that you can afford. Review all the policies that are on an insurance plan and select the one which is most suited for your pet. You know the peculiarities of your pet, so you should be the one to decide which insurer is best. Do not get carried away by sales talk.

4. Renewal terms – Some pet insurance companies treat an illness in a year and then classify the same as a pre-existing condition when the policy comes up for renewal. This means that pre-existing conditions will not be covered as part of claims – very similar to a human’s health insurance plan. You will not be getting any insurance benefit on it the time your pet contacts that illness again. So beware.

5. Insurer’s track record – Select an insurer with a proven track record of insuring pets. Check for any customer testimonials – positive and negative to decide. Read up on the insurance provider’s certifications and credentials before you commit to any pet policy for your precious pet.

6. Pet insurance network coverage – Some pet insurers want you to visit the vet who is in their network. This may not be feasible for you for various reasons. So check if your pet insurance plan is good enough to use at the vet you prefer to take your pet to.

7. The age at which you can insure your pet – Some insurance companies charge very high premiums for older pets and also do not cover many of the illnesses that you’re pet may have at that age. So it will be wise to check up on the pet insurance policy if you have an older pet.

So when getting ready to commit to providing your pet with health insurance a good rule of thumb is to treat it as it was health insurance for your self or another family member. A lot of the same rules apply for both pet and human insurance. Do your due diligence and protect your pet to the best of your ability.

 

Filed under: Best Pet Insurance

go.petsecure.com For over 20 years, we’ve been listening to what our pet parents, industry partners and veterinary professionals wanted in a pet insurance company. You’ve told us loud and clear that simplicity is key, along with the security of knowing that your pet’s illness and injuries are covered by our Secure For Life Guarantee. As a result, you’ll find that Petsecure pet health insurance is a simpler way to get comprehensive accident and illness coverage and routine care for your pets, plus member benefits including dental, alternative care and more. If your dog gets hit by a car, your cat gets in a scrap with a feline stray or your new puppy falls off the couch and lands the wrong way, Petsecure pet insurance is there to make sure they’re all taken care of. Accidents happen and with our coverage limits renewing per accident for the life of your pet, you will always have coverage you can count on. This video is Petsecure’s new television ad which is currently airing on OWN, National Geographic, Animal Planet, Cosmo, Discovery and W Network. Call us today for a free quote 1-888-920-7175.

Filed under: Pet Insurance Reviews

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